In-hand Salary Calculator India – 2026 (Free and Instant)
Calculate your monthly take-home salary based on your CTC, PF, and deductions. Simple, fast and accurate for Indian employees.
How to use
Enter your annual CTC
Adjust basic salary percentage
Enter PF contribution (%)
Add any deductions Instantly
see your monthly in-hand salary
How is your in hand salary calculated
Your in-hand salary is calculated by subtracting deductions like Provident Fund (PF), taxes, and other contributions from your total CTC.
Basic Salary is usually 40-50% of your CTC. HRA is a part of your salary used for rent benefits.
This calculator helps you estimate your actual monthly take-home salary after all deductions.
Formula Used: Monthly In-hand Salary = (CTC – Deductions – PF Contribution) ÷ 12
Note: This is an estimated calculation. Actual salary may vary based on company policies and tax regime
Frequently Asked Questions:
Q1: What is in-hand salary?
👉 Salary you receive after deductions.
Q2: Does this include tax??
👉 This is an estimate. Income tax may vary.
Q2: Q3: Can PF / Basic Salary / HRA %s be changed??
👉 Yes, you can adjust PF % in the calculator.
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